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Currently Not Collectible (CNC) Status — IRS Relief When You Can’t Pay
IRS debt can feel overwhelming, especially when you’re already struggling financially. The good news is that the IRS offers a hardship program called Currently Not Collectible (CNC) status. When approved, CNC immediately stops IRS collection activity, including garnishments, bank levies, and aggressive notices.
Internal Tax Resolution helps qualify taxpayers for CNC status by analyzing their financial situation and communicating directly with the IRS on their behalf.
Some Reasons the IRS Can Close Your Case as Uncollectible:
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Undue Hardship Unable to Meet Living Expenses
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Inability to Locate or Contact Taxpayer
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Death of a Taxpayer with No Significant Estate
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Bankruptcy or no Remaining Assets
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Accounts with Military Personnel in a Combat Zone
What Is IRS Currently Not Collectible (CNC) Status?
Currently Not Collectible is a temporary IRS hardship designation given to taxpayers who truly cannot afford to pay their tax debt without putting themselves into financial distress.
When the IRS places your account into CNC status:
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Wage garnishments stop
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Bank levies stop
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IRS agents must halt enforced collection
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You are not required to make payments
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You gain relief while your financial situation stabilizes
This does not erase tax debt, but it provides immediate breathing room from the IRS.
Why the IRS Uses CNC Status
The IRS is required to consider a taxpayer’s ability to pay based on national financial standards and real-life expenses.
CNC is granted when:
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Your income is less than your necessary living expenses
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You are facing medical, housing, or financial hardship
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You cannot make payments without sacrificing essential needs
This is a legitimate IRS program — and thousands of taxpayers qualify when the financial analysis is done correctly.
Consequences of Ignoring IRS Debt Instead of Entering CNC
If you do not request CNC status or another form of IRS relief, the IRS may continue with:
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Wage garnishment (taking 25–50% of your paycheck)
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Bank account levies
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Property liens
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Offsetting your future refunds
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Adding penalties and interest
Waiting only makes the situation harder and more expensive. CNC stops the immediate damage.
How Internal Tax Resolution Helps You Qualify for CNC Status
Getting approved for CNC requires documentation, financial analysis, and communication with the IRS. Our tax professionals — including attorneys and enrolled agents — handle this process for you.
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We help you by:
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Reviewing IRS notices and your tax transcripts
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Conducting a detailed financial evaluation
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Preparing required IRS Collection Information Statements (433-F, 433-A, or 433-B)
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Submitting financials directly to the IRS
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Negotiating immediate suspension of enforced collection
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Monitoring your case over time to maintain hardship status
Our goal is to prove to the IRS that paying right now would cause hardship — and to get you protected quickly.
Our CNC Approval Process
1. Free IRS Relief Consultation
We review your IRS balance, notices, and current financial situation.
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2. Hardship Analysis
We calculate your income, expenses, and assets using IRS allowable standards.
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3. Prepare Your Financial Forms
We complete Form 433-F or 433-A, depending on your case.
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4. Contact the IRS Immediately
Our team communicates directly with IRS collections to request CNC status.
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5. Halt Collection Activity
We push for immediate relief while your case is reviewed.
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6. Long-Term Strategy
We help you understand how CNC affects future filings and explore permanent solutions.
Client Success Example
“A client in Tennessee owed over $27,000 and was facing a bank levy. After reviewing her financial hardship, Internal Tax Resolution obtained CNC status within days and stopped all collection actions immediately. She now has room to rebuild her finances without IRS pressure.”
Stories like this are common — CNC often delivers fast, meaningful relief.
Is CNC Permanent?
Not always. CNC is temporary, but many taxpayers remain in this status for years — sometimes until the debt expires under the IRS 10-year statute of limitations.
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We monitor your status to ensure long-term protection.
Get CNC Hardship Relief Today
If you cannot afford to pay your IRS debt, you don’t need to suffer through garnishments, levies, or threatening letters. CNC may provide immediate and powerful protection.
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Let’s stop IRS collections and give you the financial breathing room you deserve.